Lowering Medicare and Medicaid Health Care Costs
Would you pay for groceries if you had to file a claim with an insurance company?
The real cost of generic drugs and routine doctor visits is inflated unnecessarily by the claims process. It might be better to provide routine visits and generic drugs through small clinics. These clinics could be set up at pharmacies. The pharmacy could bill the state directly.
When we were paying out of pocket for hospital procedures, I could not get a price for services before they were provided. Consumers need to be able to compare different providers on quality and price. If this were possible, the free market would improve the quality and lower the cost of medical services.